In Africa, the difficulty of handling chronic pain is made worse by expensive medications, limited health insurance coverage (only 2.19%), and insufficient investment in healthcare providers to improve the distribution and availability of treatments, especially in rural regions. To address this issue, we have developed an innovative solution using an AI-driven algorithm based on the code tree model. This algorithm enables healthcare providers to obtain low-interest credit for purchasing medications in bulk. Additionally, it offers a “buy now pay later” option and provides a discount of up to 15% from medication suppliers. These measures aim to benefit patients by making pain management more accessible and affordable, particularly for those living in rural areas.